Home at Last MCC

Home at Last™ MCC Program

Home at Last™ MCC provides a dollar-for-dollar federal income tax credit equal to 20% or 40% of the interest paid on a mortgage loan. To learn how you can help get more of your moderate-income clients into sustainable home ownership, visit our consumer MCC program page or watch the videos below.

Learn how you can combine Home at Last™ MCC with a USDA Rural Development loan.

Click here to download the Home at Last™ MCC Brochure.

Click here for participating lenders.

MCC Lender Essential Paperwork (pdf)
MCC Program Manual
Training Manual
MCC Lender Participation Agreement
Step 1
Doc 1 - Affidavit of Applicant & Wksts
Doc 2 - Prelim Notice Recapt
Step 2
Doc 3 - Submission Cover
Doc 4 - Reaffirmation of App
Doc 5 - Tax Return Affidavit
Doc 6 - Seller Affidavit
Doc 7 - Cert of Lender
Doc 8 - Closing Affidavit
Doc 9 - Notice of Recapture w-tables
Change documents
Doc 10 - Extension Form
Doc 11 - Denial Notice
Doc 12 - Reissuance App